Pay-Per-Mile Auto Insurance

With gas prices heading higher each year, many people are looking for resourceful ways to save on fuel, such as taking the bus, the train, riding a bike or car-pooling to work. Yet even with these money-saving tactics, drivers are still paying for full auto insurance coverage on their vehicles.

As we all know, there are some corners that just can’t be cut. Or so we think! Many auto insurance companies are starting to consider a new insurance program that would offer consumers a discounted rate for reduced car usage. In fact, some insurance providers are already offering trial programs.

One big supporter of this new program is the Environmental Defense, anorganization currently promoting a Pay-As-You-Drive Insurance (PAYD) program to auto insurance companies throughout the United States...

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New Auto Insurance Options Allow Drivers to Save Money

When it comes to auto insurance, established standardized premiums typically take into account information about both the driver, as well as their automobile. However, new programs offer discounts based on how much, or how little, a person drives per year, which can serve to save significant amounts of money at the end of the year.

With the new “pay-as-you-drive” programs offered by various auto insurers, a retired person who drives to their local market and church only once a week would pay less than an employed person who drives to work daily, as well as on weekends. These types of programs also benefit customers who choose to utilize public transportation, as well as stay-at-home moms, who only drive for the carpool and soccer practice after school.

The new program also addresses discou...

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Car Insurance For Your Safety

Though it is easy to find affordable car insurance these days, during times of financial hardship this could turn to a necessity. Cheap insurance is not always a good way to start without comparing the lowest possible rates the latest policy plans are offering. The choice should be based on the type of coverage one must carry and ensure that the insurer will be there in times of financial necessitate. Experts say that consumers must take advantage of every discount and freebies that they are eligible for. Well reputed insurance companies recommend drivers to check out the pay-as-you-drive policies where premiums are determined by the number of miles on the car per year.

It is not always easy to take the role of an insurance shopper...

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The Dangers of Driving Without Car Insurance

There are some countries in the world that have made it illegal to drive without car insurance. If you are caught driving illegally without insurance in one of these countries, you could find yourself losing your license and even receiving hefty fines. There is a reason for this, as there are simply too many risks involved in driving without it. This is the countries’ ways of protecting themselves and having to pay out on road accidents too.

First of all, you have to realize that a car accident can occur at any time! No matter how excellent you think your driving skills are, other drivers on the road may not match up. Someone could hit into you, without you being able to do anything to prevent it...

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Looking At Insurance Motor Cars Might Require

Any person who owns a motor car will know how much it costs to repair damage from an accident or even just to pay for the regular services that every car needs. The last thing that you what is to have your car damaged in an accident that was not your fault and still be forced to pay for the damages because the person who hit you does not have insurance and neither do you. So let us take a look at the various kinds of insurance motor cars might need…

Third-party insurance

Pay-As-You-Drive-Car-Insurance-506x300If you possess a really old car that does not have much of a resale value then this is probably the right kind of insurance for you. What happens when a car is damaged in an accident is that the car is assessed for the cost of repairing the damage...

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Driving Under the Influence and Your Car Insurance

South Africa happens to have the highest statistics of drunken driving road accidents in the world. Most people may attribute this to the country being reckless, but it is far more significant than that! If South Africa had a good, reliable public transport system, especially at night, then there would be far less drunken people getting behind the wheels of their motor vehicles.

Regardless of the excuses, driving under the influence is still a very dangerous and irresponsible thing to do! Most people do not consider the repercussions of getting behind the wheel whilst they are intoxicated. Firstly, there is the great danger that you could kill yourself. Most of the road deaths in South Africa are attributed drunken driving...

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Five Things to Look for in a Car Insurance Policy

Buying car insurance can be a bewildering process, with terminology and legal jargon putting you on the back foot. However, at its core, car insurance is very simple, and by looking for a few key areas to insure, you can get a cheaper quote and better customise your plan.

Firstly, you should decide whether you want to insure more than one driver. Even if another driver uses the car only occasionally, or even has their own car, putting them on your insurance will likely lower your premium. If the other driver is considered safer, insurance providers will infer that this will lower your risk of having an accident, and they will perhaps lower your premium accordingly.

Next, choose whether you want comprehensive, fire and theft, or third party insurance only...

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